Our Services

At David Carl Jones Investment Consulting, we have one ultimate goal: To help preserve and enhance capital in light of each investor’s needs and circumstances. We believe that our talents, our more than 33 years of combined experience in the financial services industry, and the vast resources of the nation’s third largest full service retail brokerage firm based on client assets as of 04/23/2007, enables us to help you pursue your unique financial goals.

 Planning Services

  • Investment plan updating
  • Education Planning
  • Retirement planning and projections
  • Estate Planning

Investment Consulting

  • Existing portfolio analysis
  • Review and assess investment objectives and risk tolerance
  • Search and select investments
  • Design and construct portfolios
  • Monitor and report portfolio activity
  • Quarterly performance reports
  • Regular performance reviews

Investment Management

  • Fixed-income portfolios--Taxable and Tax-advantaged
  • Equity portfolios for long-term growth.

Wealth Preservation

  • Review trusts, wills, and insurance needs1
  • Valuation and disposition of estate assets
  • Existing insurance policy analysis
  • Referrals to qualified insurance, tax and legal specialists
  • Execution of strategies in concert with your tax and legal advisors

Trust Services1

  • Living trusts
  • Testamentary trusts
  • Life-Insurance trusts
  • Charitable remainder trusts
  • Trust services available in all states

Investment Strategies to Help Reduce Taxes

  • Tax-loss selling
  • Bond swaps
  • Tax-advantaged investing

Retirement Plan Services

  • Pension, profit-sharing and non-qualified plans
  • IRAs, SEP IRAs, 401(k)s and other qualified plans
  • Evaluation and amendment of existing plans
  • Investment consulting services
  • Investment management

Lending Services2

  • Mortgages/home-equity lines and loans3
  • Personal credit needs
  • Creative financing solutions for small businesses
  • Professional practice lending
  • Commercial real-estate lending

Cash Management

  • Money-market accounts with check-writing
  • Access Online
  • FDIC-insured CDs (up to $100,000 per institution) and Treasury bills
  • Margin accounts

Wachovia Securities Financial Network and David C. Jones Investment Consulting do not provide tax or legal advice. Be sure to consult with your own tax and legal advisors before taking any action that would have tax consequences.

1Trust services are offered through Wachovia National Bank (Wachovia Bank, N.A.), a national banking association (chartered by the Office of the Comptroller of the Currency) and wholly owned subsidiary of Wachovia Corporation; or through Delaware Trust Company, National Association, a wholly owned subsidiary of Wachovia Bank, National Association.  Insurance products are offered through non-bank insurance agency affiliates of Wachovia and are underwritten by unaffiliated insurance companies.  Not available in all states.

2Lending services are available through banking and non-banking subsidiaries of Wachovia Corporation, including, but not limited to Wachovia Bank, National Association and Wachovia Bank of Delaware, National Association, separate affiliates of Wachovia Securities, LLC and subsidiaries of Wachovia Corporation.  All loans are subject to credit approval. Wachovia Bank and Wachovia Bank of Delaware are equal housing and opportunity lenders.  Equal Housing logo

3There are costs of setting up a home equity line of credit that may include some or all of the following:  home appraisal, application fees and closing costs.  Failure to repay the amounts you've borrowed, plus interest, could lead to the loss of your home.